If you’re like most people, you may have heard of public adjusters, but might not fully understand what they do.
These professionals advocate on behalf of insurance policy holders during reimbursement negotiations.
Plenty of people are completely unaware of the nuances of their rights in the context of reimbursement for insurance. A public adjuster is here to help ensure policy holders are reimbursed exactly as they should be.
Continue reading "What is a Public Adjuster & How Can They Help Me?"
It’s been a bad year for wildfires in Florida.
As of mid-May, the state had lost 170,000 acres to fires, according to Florida’s agriculture commissioner. There were more than 2,100 reported fires, the result of drought conditions.
If you’ve been the victim of one of these fires, a public adjuster can work with you to help recover some of what you’ve lost.
Read on to see how a fire public adjuster in Florida can help you.
Continue reading "How a Public Adjuster Can Help with Fire Damage in Florida"
Winter brings a lot of possible hazards to your home: icy sidewalks, downed trees and wires, heavy snow piling up on roofs.
And while it’s important to deal with these external threats, don’t forget about one potential wintertime danger living inside your home: damage from burst pipes.
Continue reading "What to Do If Your Pipes Burst"
It’s something we see all too often in our line of work: Someone has had a claim denied by their insurance company, and they come seek out a public adjuster for help.
Unfortunately, there’s not much we can do for people after a claim is rejected. But a licensed public adjuster can play an important role when they become involved early in the process.
Read on to learn how using a public adjuster can help you avoid claim denial.
Continue reading "Using a Public Adjuster to Avoid Insurance Claim Denial"
We’re writing this in the midst of hurricane season, which means dealing with hurricane damage insurance claims. It’s been a few weeks since Hurricane Matthew hammered the Caribbean and the Florida coast.
When you own a home in an area where hurricanes occur, it’s important to understand what home insurance policies typically cover in the event of a major storm like Matthew.
Continue reading "After Hurricane Matthew: Filing Your Insurance Claim"
When you’ve suffered property damage, you’re not required to simply assume that the insurance company is providing you with adequate compensation for the loss. You’re well within your rights to hire a licensed public adjuster. In fact, when all is said and done, you’ll be glad you did.
One of the biggest challenges most owners face when looking at their destroyed property is being so overwhelmed by the destruction, they’re unable to fully process the magnitude of the loss.
Continue reading "The Benefits of Hiring a Licensed Public Adjuster"
In the summer of 2005, the world watched in shock and horror as Hurricane Katrina flooded the city of New Orleans.
Eleven years later, and the people of Louisiana are dealing with more flooding, a disaster which the Red Cross says is the worst since Superstorm Sandy in 2012.
The Red Cross expects the relief effort to take several months, with flood damage affecting tens of thousands of homes and businesses.
Continue reading "Flooding in Louisiana"
No matter how well you take care of your home, accidents can still happen.
You might have a fire. Your basement might flood. And sometimes, something might just fall out of the sky. It might be something as exotic as a meteor or a jet engine, or as everyday as a tree limb.
But no matter what happens, it’s important to know what falling object damage means in terms of your homeowner’s insurance.
Continue reading "Filing a Falling Object Damage Insurance Claim"
We all take steps to prepare our homes in case of a fire.
We keep fresh batteries in our smoke alarms, we make emergency plans with our families, we put rescue stickers for kids and pets on the windows for firefighters to see.
But have you thought about what would happen after a fire? Even a small fire is likely to cause some damage, and you’ll want to file an insurance claim.
Here are some things you should know about that process.
Continue reading "5 Tips for Filing a Fire Damage Insurance Claim"
Years from now, you’ll be able to tell your children or grandchildren how you lived through the Blizzard of 2016.
It was fourth worst storm to hit the northeastern United States, dumping up to three feet of snow in some places. (One town in West Virginia had close to four feet.)
When big storms hit, it’s worth taking time to discuss how to respond to snow and ice damage. Here are some questions you should ask the next time your property sustains winter storm damage.
Continue reading "How to File Your Winter Storm Damage Insurance Claim"