Your Insurance Company Uses Professionals to Protect Their Interests. You Should Too!

Storms

Wind or Hail Damage

Roofing - Siding - Sheds - Pools Fencing - Windows

Heavy storms bringing damaging winds and hail to South Florida and North Florida alike are nothing new. Storm season begins as early as mid-March in North Central Florida, when along with the inevitable thunder, lightning and rain, balls of hail – some as small as tiny pebbles, and others as large as peas – begin hammering the roofs of residents’ homes all throughout the state. 

Are You Sure Hail Hasn’t Damaged Your Roof?

Hailstorms, in fact, are nearly a way of life in most parts of the Sunshine State. And unfortunately, along with hailstorms come hail damage. According to the National Storm Damage Center, hailstones that are 0.75 inches (the diameter of a penny) or greater are long enough to cause substantial damage to homes, automobiles and property.

Hail can cause extensive damage to roofs, asphalt shingles, siding, sheds, pools, fencing and windows. Perhaps not surprisingly, roofs are the most commonly damaged part of a home during a hailstorm.

But here's where things get tricky: Even if your roof shows no visible signs of damage following a hailstorm, and even if there aren’t any leaks to speak of, it’s still very possible that damage has occurred.

Hail damage is notoriously hard to identify. But if you don’t notice any damage until months or years have passed, not only will the cost of repairing the damage be much more prohibitive than it otherwise would have been, but it may be too late to file a storm damage claim with your insurance company. That’s why experts suggest having a full property damage inspection completed right away after a potentially damaging hailstorm event.

Why You Need the Help of a Licensed Public Adjuster

Filing a hail damage claim with your insurance company is a process that can be fraught with errors and missteps. Most property insurance policies are designed to cover the cost of repairs caused by hail to roofs, siding and some personal belongings. But if you violate any of the details of your policy along the way, you stand the very real risk of never seeing a cent from your provider.

There's also the concern of damage being caused to your home, your automobile, or other personal property as a result of a hailstorm's heavy winds. Even a heavy storm with no hail at all can cause structural damage to your home if the winds are sufficiently strong. Leaks from damaged roofs can also occur, along with flooding, 

No matter what sort of hail or flood damage you may be dealing with, it's important to discover the full extent of any loss that may have occurred before it's too late to file a claim. Remember: Especially where hail damage is concerned, not all types of damage may be readily apparent to you. An experienced public adjuster is trained to estimate the full reach of any damage, and to value your claim accurately.

If you've experienced hail damage or wind damage to your home or business in Pennsylvania, New Jersey, or Florida, contact us immediately.

Remember, your insurance provider hires professional adjusters to protect their interests. You should do the same. 

 

Interstate Public Adjusters, LLC