Your Insurance Company Uses Professionals to Protect Their Interests. You Should Too!

What Do I Do If a Tree Falls on My House?

The tree was there when you moved in and at this point, it’s like part of the family.

Sure, sometimes it’s like an annoying part of the family. You’re not crazy about raking leaves or clearing brush from your yard every spring.

But you like how the tree looks. You like how it offers shade, how it gives your kids a place to play.

Then one day, the tree isn’t there anymore. A big storm comes along and uproots it or does so much damage that the tree can’t be saved.

Worse, part of the tree falls on your house. When that happens, there are some tips from a PA public adjuster on how to protect yourself, your family and your home.

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Using a Public Adjuster to Avoid Insurance Claim Denial

Public Adjuster Claims AssistanceIt’s something we see all too often in our line of work: Someone has had a claim denied by their insurance company, and they come seek out a public adjuster for help.

Unfortunately, there’s not much we can do for people after a claim is rejected. But a licensed public adjuster can play an important role when they become involved early in the process.

Read on to learn how using a public adjuster can help you avoid claim denial.

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The Benefits of Hiring a Licensed Public Adjuster

Licensed Public Insurance Adjuster BenefitsWhen you’ve suffered property damage, you’re not required to simply assume that the insurance company is providing you with adequate compensation for the loss. You’re well within your rights to hire a licensed public adjuster. In fact, when all is said and done, you’ll be glad you did.

One of the biggest challenges most owners face when looking at their destroyed property is being so overwhelmed by the destruction, they’re unable to fully process the magnitude of the loss.

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Filing a Falling Object Damage Insurance Claim

Storm DamageNo matter how well you take care of your home, accidents can still happen.

You might have a fire. Your basement might flood. And sometimes, something might just fall out of the sky. It might be something as exotic as a meteor or a jet engine, or as everyday as a tree limb.

But no matter what happens, it’s important to know what falling object damage means in terms of your homeowner’s insurance.

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