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Hurricane season in Florida is guaranteed. How will you manage your insurance claim?

The NOAA’s Climate Prediction Center is forecasting a busier and more violent hurricane season than usual for Florida in 2020, and so far this year, results have borne out that prediction. The Center is predicting 16 to 19 storms will sweep through the state this year, with somewhere between 6 and 10 of them developing into full-blown hurricanes, with sustained winds exceeding 75 mph. Continue reading "Hurricane season in Florida is guaranteed. How will you manage your insurance claim?"

Water Damage? Flooded basement? Navigating your way through a claim in Pennsylvania

Water damage can happen in your home or business for a variety of reasons, including a plumbing leak or storm. In fact, it is said to be a historic hurricane season that may potentially cause more water damage than usual. Continue reading "Water Damage? Flooded basement? Navigating your way through a claim in Pennsylvania"

Millville Disaster Preparedness: Everything You Need to Know

disaster prep kit

For the last several years, people living in certain parts of California have had to spend large portions of the year contending with massive wildfires.

In some parts of the country, disasters are just an unfortunate fact of life. But disasters can happen anywhere, as anyone who’s had to deal with Millville, NJ flood damage claims can tell you.

We’re mentioning Millville for two reasons: they’ve dealt with a lot of flooding in recent years, and their town website includes an excellent emergency preparedness kit.

Here are a few of the things they – and we – recommend:

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The Egg Harbor Flood: How to Cope When Waters Start to Rise

Cars driving through a flooded street

It wasn’t the worst flood in the region’s history, but last year’s Egg Harbor flooding was definitely in the top 10.

And Egg Harbor flooding may only get worse as time goes on. As the Press of Atlantic City reported last year, precipitation totals on the wettest day of the year have slowly risen over the last 70 years. The number of rain events greater than two inches has gone from a little more than 10 in 1980 to around 30 in 2010.

The idea of a flood can be frightening. As with any emergency, you’ll do well to keep a cool head and be prepared. Here are a few ways to get ready for the next flood and alleviate flood damage.

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There’s Water in My Basement. What Do I Do?

a water damaged basement

After years and years of dealing with NJ water claims, we call tell you there are a lot of reasons basements get flooded.

Heavy rains, hurricanes, burst pipes, backed-up drains and exploding water heaters. Whatever the cause, the outcome is the same: a waterlogged basement.

And dealing with those NJ water claims has shown us how much of a nightmare a flooded basement can be for homeowners.

Continue reading "There’s Water in My Basement. What Do I Do?"

Using a Public Adjuster to Avoid Insurance Claim Denial

Public Adjuster Claims AssistanceIt’s something we see all too often in our line of work: Someone has had a claim denied by their insurance company, and they come seek out a public adjuster for help.

Unfortunately, there’s not much we can do for people after a claim is rejected. But a licensed public adjuster can play an important role when they become involved early in the process.

Read on to learn how using a public adjuster can help you avoid claim denial.

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The Benefits of Hiring a Licensed Public Adjuster

Licensed Public Insurance Adjuster BenefitsWhen you’ve suffered property damage, you’re not required to simply assume that the insurance company is providing you with adequate compensation for the loss. You’re well within your rights to hire a licensed public adjuster. In fact, when all is said and done, you’ll be glad you did.

One of the biggest challenges most owners face when looking at their destroyed property is being so overwhelmed by the destruction, they’re unable to fully process the magnitude of the loss.

Continue reading "The Benefits of Hiring a Licensed Public Adjuster"

Flooding in Louisiana

Flooding in Louisiana August 2016In the summer of 2005, the world watched in shock and horror as Hurricane Katrina flooded the city of New Orleans.

Eleven years later, and the people of Louisiana are dealing with more flooding, a disaster which the Red Cross says is the worst since Superstorm Sandy in 2012.

The Red Cross expects the relief effort to take several months, with flood damage affecting tens of thousands of homes and businesses.

Continue reading "Flooding in Louisiana"