One of the most common types of damage that occurs to many homes in the New Jersey or Pennsylvania areas is wind damage to the roof and shingles. In order to maintain the structural integrity of your home, this has to be repaired as soon as possible. However, it can often be a hassle trying to make a claim with your insurance company. Receiving the correct amount and in a timely manner becomes quite a challenge. If you’ve ever had to go through this kind of experience, you’ll know just how aggravating it can be. Whenever you’ve suffered wind damage roof or any other kind of damage to your home after a strong storm, the best thing you can do for yourself is to retain the services of a public adjuster.
When we purchase insurance, it’s with the expectation that it will be there for us if things go wrong, whether we’re dealing with a car accident, a medical emergency or a fire or flood. And when disaster strikes, we expect our insurance to help us weather the storm, so to speak. But our years of working as an Atlantic County public adjuster has taught us that isn’t always the case. In this blog post, we’ll look at how public adjusters can help you get the most money from your insurance claim.
It’s a process that anyone who’s dealt with an insurance company can relate to. A disaster strikes, you file a claim, and they pay…maybe. Listen we have helped thousands of customers settle their claims and we have seen quite a bit.
From our home base in Cumberland, NJ to Egg Harbor Township, to Philadelphia, we are exposed to all types of weather patterns and experienced with a wide variety of resulting claims.
The problem we see is when insurance companies don’t pay or underpay. Maybe your claim spends months or even years in limbo. Maybe the amount you get back doesn’t cover the cost of repairs to your home.
And in situations like these, having a public adjuster on your side can help. A public adjuster is a licensed professional who works on behalf of insurance policyholders during negotiations with the insurer.
Here are three ways that hiring Interstate Public Adjusters can help you.
One of our more enduring holiday stories is Dr. Seuss’ How the Grinch Stole Christmas, beloved in part for its simple lesson: The people around us are more important than the things we have.
But for public adjusters and people in the insurance world, there’s a much less pleasant truth to the story: People like to steal stuff around the holidays.
Whether it’s someone breaking into your car while you’re at the mall or burglarizing your home while you’re out visiting relatives, thefts claims in Bucks County and surrounding areas tend to increase around the holidays.
With that in mind, we’ve decided to offer these tips for protecting yourself against holiday thefts.
If you’re like most people, you may have heard of public adjusters, but might not fully understand what they do.
These professionals advocate on behalf of insurance policy holders during reimbursement negotiations.
Plenty of people are completely unaware of the nuances of their rights in the context of reimbursement for insurance. A public adjuster is here to help ensure policy holders are reimbursed exactly as they should be.
Unfortunately, there’s not much we can do for people after a claim is rejected. But a licensed public adjuster can play an important role when they become involved early in the process.
Read on to learn how using a public adjuster can help you avoid claim denial.
When you’ve suffered property damage, you’re not required to simply assume that the insurance company is providing you with adequate compensation for the loss. You’re well within your rights to hire a licensed public adjuster. In fact, when all is said and done, you’ll be glad you did.
One of the biggest challenges most owners face when looking at their destroyed property is being so overwhelmed by the destruction, they’re unable to fully process the magnitude of the loss.
Eleven years later, and the people of Louisiana are dealing with more flooding, a disaster which the Red Cross says is the worst since Superstorm Sandy in 2012.
The Red Cross expects the relief effort to take several months, with flood damage affecting tens of thousands of homes and businesses.
You might have a fire. Your basement might flood. And sometimes, something might just fall out of the sky. It might be something as exotic as a meteor or a jet engine, or as everyday as a tree limb.
But no matter what happens, it’s important to know what falling object damage means in terms of your homeowner’s insurance.
Do you remember the first time you heard the phrase “El Niño”? For most of us, it was during the 1997-98 winter season, when the granddaddy of all El Niños caused catastrophic flooding and mudslides along the California coast.
You may have learned about El Niño and the damage it caused that season by watching the news, or by talking to friends or colleagues. You probably learned that roughly 2,100 people were killed worldwide as a result of the storming, which led to at least $33 billion in property damage. We also learned that the weather event known as El Niño has actually been occurring every few years since 1986.
We learned all these things because unusual and tragic occurrences of any sort tend to become big news. And the El Niño of 1997-98 was most definitely an unusual and tragic occurrence. For many homeowners without flood damage and storm damage insurance, it was also an unbelievably costly event.