One of our more enduring holiday stories is Dr. Seuss’ How the Grinch Stole Christmas, beloved in part for its simple lesson: The people around us are more important than the things we have.
But for public adjusters and people in the insurance world, there’s a much less pleasant truth to the story: People like to steal stuff around the holidays.
Whether it’s someone breaking into your car while you’re at the mall or burglarizing your home while you’re out visiting relatives, thefts claims in Bucks County and surrounding areas tend to increase around the holidays.
With that in mind, we’ve decided to offer these tips for protecting yourself against holiday thefts.
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As we write this, Hurricane Irma was on its way to the United States, bringing with it monstrous 200 mph winds.
As a hurricane damage public adjuster who works in Florida, it’s something we’re watching very closely.
Only four other Category 5 hurricanes in history have reached U.S. shores, and only one Atlantic storm – Hurricane Allen in 1980 – had winds that were higher. Irma is so strong, USA Today reported, that it’s showing up on machinery used to measure earthquakes.
Continue reading "How a Public Adjuster in Florida Can Help in the Wake of Hurricane Irma"
There are few incidents in the life of a homeowner or business owner that are more traumatic than theft and vandalism.
Just imagine: You return home after a long and trying day at work–or perhaps you arrive at your business early one morning, ready to start the day–and you notice right away that you’ve been robbed. Maybe your door has been kicked in or broken open. Maybe your plate glass windows have been smashed with bricks.
Whatever the scenario, it’s likely to lead to feelings of fear, anger, and vulnerability. But at the very least, those of you who’ve purchased theft and vandalism coverage from your insurance company will be able to get your damages repaired and your stolen items replaced. Right?
Continue reading "How Can a Public Adjuster Help with Theft & Vandalism?"
If you’re like most people, you may have heard of public adjusters, but might not fully understand what they do.
These professionals advocate on behalf of insurance policy holders during reimbursement negotiations.
Plenty of people are completely unaware of the nuances of their rights in the context of reimbursement for insurance. A public adjuster is here to help ensure policy holders are reimbursed exactly as they should be.
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It’s been a bad year for wildfires in Florida.
As of mid-May, the state had lost 170,000 acres to fires, according to Florida’s agriculture commissioner. There were more than 2,100 reported fires, the result of drought conditions.
If you’ve been the victim of one of these fires, a public adjuster can work with you to help recover some of what you’ve lost.
Read on to see how a fire public adjuster in Florida can help you.
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Winter brings a lot of possible hazards to your home: icy sidewalks, downed trees and wires, heavy snow piling up on roofs.
And while it’s important to deal with these external threats, don’t forget about one potential wintertime danger living inside your home: damage from burst pipes.
Continue reading "What to Do If Your Pipes Burst"
It’s something we see all too often in our line of work: Someone has had a claim denied by their insurance company, and they come seek out a public adjuster for help.
Unfortunately, there’s not much we can do for people after a claim is rejected. But a licensed public adjuster can play an important role when they become involved early in the process.
Read on to learn how using a public adjuster can help you avoid claim denial.
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We’re writing this in the midst of hurricane season, which means dealing with hurricane damage insurance claims. It’s been a few weeks since Hurricane Matthew hammered the Caribbean and the Florida coast.
When you own a home in an area where hurricanes occur, it’s important to understand what home insurance policies typically cover in the event of a major storm like Matthew.
Continue reading "After Hurricane Matthew: Filing Your Insurance Claim"
When you’ve suffered property damage, you’re not required to simply assume that the insurance company is providing you with adequate compensation for the loss. You’re well within your rights to hire a licensed public adjuster. In fact, when all is said and done, you’ll be glad you did.
One of the biggest challenges most owners face when looking at their destroyed property is being so overwhelmed by the destruction, they’re unable to fully process the magnitude of the loss.
Continue reading "The Benefits of Hiring a Licensed Public Adjuster"
In the summer of 2005, the world watched in shock and horror as Hurricane Katrina flooded the city of New Orleans.
Eleven years later, and the people of Louisiana are dealing with more flooding, a disaster which the Red Cross says is the worst since Superstorm Sandy in 2012.
The Red Cross expects the relief effort to take several months, with flood damage affecting tens of thousands of homes and businesses.
Continue reading "Flooding in Louisiana"