One of our more enduring holiday stories is Dr. Seuss’ How the Grinch Stole Christmas, beloved in part for its simple lesson: The people around us are more important than the things we have.
But for public adjusters and people in the insurance world, there’s a much less pleasant truth to the story: People like to steal stuff around the holidays.
Whether it’s someone breaking into your car while you’re at the mall or burglarizing your home while you’re out visiting relatives, thefts claims in Bucks County and surrounding areas tend to increase around the holidays.
With that in mind, we’ve decided to offer these tips for protecting yourself against holiday thefts.
Continue reading "Protecting Yourself Against Holiday Theft & Property Insurance Theft Claims"
There are few incidents in the life of a homeowner or business owner that are more traumatic than theft and vandalism.
Just imagine: You return home after a long and trying day at work–or perhaps you arrive at your business early one morning, ready to start the day–and you notice right away that you’ve been robbed. Maybe your door has been kicked in or broken open. Maybe your plate glass windows have been smashed with bricks.
Whatever the scenario, it’s likely to lead to feelings of fear, anger, and vulnerability. But at the very least, those of you who’ve purchased theft and vandalism coverage from your insurance company will be able to get your damages repaired and your stolen items replaced. Right?
Continue reading "How Can a Public Adjuster Help with Theft & Vandalism?"
If you’re like most people, you may have heard of public adjusters, but might not fully understand what they do.
These professionals advocate on behalf of insurance policy holders during reimbursement negotiations.
Plenty of people are completely unaware of the nuances of their rights in the context of reimbursement for insurance. A public adjuster is here to help ensure policy holders are reimbursed exactly as they should be.
Continue reading "What is a Public Adjuster & How Can They Help Me?"
Winter brings a lot of possible hazards to your home: icy sidewalks, downed trees and wires, heavy snow piling up on roofs.
And while it’s important to deal with these external threats, don’t forget about one potential wintertime danger living inside your home: damage from burst pipes.
Continue reading "What to Do If Your Pipes Burst"
It’s something we see all too often in our line of work: Someone has had a claim denied by their insurance company, and they come seek out a public adjuster for help.
Unfortunately, there’s not much we can do for people after a claim is rejected. But a licensed public adjuster can play an important role when they become involved early in the process.
Read on to learn how using a public adjuster can help you avoid claim denial.
Continue reading "Using a Public Adjuster to Avoid Insurance Claim Denial"
When you’ve suffered property damage, you’re not required to simply assume that the insurance company is providing you with adequate compensation for the loss. You’re well within your rights to hire a licensed public adjuster. In fact, when all is said and done, you’ll be glad you did.
One of the biggest challenges most owners face when looking at their destroyed property is being so overwhelmed by the destruction, they’re unable to fully process the magnitude of the loss.
Continue reading "The Benefits of Hiring a Licensed Public Adjuster"
In the summer of 2005, the world watched in shock and horror as Hurricane Katrina flooded the city of New Orleans.
Eleven years later, and the people of Louisiana are dealing with more flooding, a disaster which the Red Cross says is the worst since Superstorm Sandy in 2012.
The Red Cross expects the relief effort to take several months, with flood damage affecting tens of thousands of homes and businesses.
Continue reading "Flooding in Louisiana"
No matter how well you take care of your home, accidents can still happen.
You might have a fire. Your basement might flood. And sometimes, something might just fall out of the sky. It might be something as exotic as a meteor or a jet engine, or as everyday as a tree limb.
But no matter what happens, it’s important to know what falling object damage means in terms of your homeowner’s insurance.
Continue reading "Filing a Falling Object Damage Insurance Claim"
We all take steps to prepare our homes in case of a fire.
We keep fresh batteries in our smoke alarms, we make emergency plans with our families, we put rescue stickers for kids and pets on the windows for firefighters to see.
But have you thought about what would happen after a fire? Even a small fire is likely to cause some damage, and you’ll want to file an insurance claim.
Here are some things you should know about that process.
Continue reading "5 Tips for Filing a Fire Damage Insurance Claim"
Years from now, you’ll be able to tell your children or grandchildren how you lived through the Blizzard of 2016.
It was fourth worst storm to hit the northeastern United States, dumping up to three feet of snow in some places. (One town in West Virginia had close to four feet.)
When big storms hit, it’s worth taking time to discuss how to respond to snow and ice damage. Here are some questions you should ask the next time your property sustains winter storm damage.
Continue reading "How to File Your Winter Storm Damage Insurance Claim"