It’s a process that anyone who’s dealt with an insurance company can relate to. A disaster strikes, you file a claim, and they pay…maybe. Listen we have helped thousands of customers settle their claims and we have seen quite a bit.
From our home base in Cumberland, NJ to Egg Harbor Township, to Philadelphia, we are exposed to all types of weather patterns and experienced with a wide variety of resulting claims.
The problem we see is when insurance companies don’t pay or underpay. Maybe your claim spends months or even years in limbo. Maybe the amount you get back doesn’t cover the cost of repairs to your home.
And in situations like these, having a public adjuster on your side can help. A public adjuster is a licensed professional who works on behalf of insurance policyholders during negotiations with the insurer.
Here are three ways that hiring Interstate Public Adjusters can help you.
Continue reading "How a Public Adjuster Can Help You."
In the time it takes you to read this article, two homes somewhere in the United States have caught fire.
That’s how common house fires are in America: there’s one every 86 seconds, according to the National Fire Prevention Association.
That’s a lot of fires, and a lot of PA fire claims.
Years of dealing with PA fire claims have taught us all the ways fires can happen and some of the ways fires can be avoided. Here are some fire prevention tips everyone should know.
Continue reading "Fire Prevention Tips Everyone Should Know"
After years and years of dealing with NJ water claims, we call tell you there are a lot of reasons basements get flooded.
Heavy rains, hurricanes, burst pipes, backed-up drains and exploding water heaters. Whatever the cause, the outcome is the same: a waterlogged basement.
And dealing with those NJ water claims has shown us how much of a nightmare a flooded basement can be for homeowners.
Continue reading "There’s Water in My Basement. What Do I Do?"
Are you ready for Andrea? Barry? What about Humberto, Jerry and Karen?
Those aren’t people, but rather the names meteorologists will give to the tropical storms and hurricanes as they develop in 2019.
In a few short months, people up and down the east coast could be cleaning up after hurricane damage, which means we’ll likely be dealing with hurricane claims. PA and NJ: pretty much any state on the east coast is susceptible to some level of destruction from tropical storms.
We’ve talked a lot about how to recover after a storm hits and dealing with NJ and PA hurricane claims, but we haven’t dealt much with hurricane preparation. With that in mind, we’ve decided to share this list from FEMA on how you can prepare for hurricanes before, during and after the storm.
Continue reading "Getting Ready for the 2019 Hurricane Season"
The tree was there when you moved in and at this point, it’s like part of the family.
Sure, sometimes it’s like an annoying part of the family. You’re not crazy about raking leaves or clearing brush from your yard every spring.
But you like how the tree looks. You like how it offers shade, how it gives your kids a place to play.
Then one day, the tree isn’t there anymore. A big storm comes along and uproots it or does so much damage that the tree can’t be saved.
Worse, part of the tree falls on your house. When that happens, there are some tips from a PA public adjuster on how to protect yourself, your family and your home.
Continue reading "What Do I Do If a Tree Falls on My House?"
It takes just one frozen pipe to cause hundreds of thousands of dollars in damage.
One of our clients learned that lesson the hard way recently. And without the help of a seasoned public adjuster, they might have had to settle for a fraction of what they needed.
Read on to learn how a we were able to work with this client and their insurance company to make sure they got the settlement they required.
Continue reading "Case Study: Helping a Church Recover from Massive Water Damage"
Before chimneys came along, keeping your home warm meant building a fire pit. You’d have to cut a hole in your roof for the smoke to escape.
Even then, you’d still have to live and work in a fairly smoky environment, while also contending with an open fire in the middle of your home.
Then came the Middle Ages, and with them the chimney, forever changing the way we heat our homes. Yet even after 900 years, we still haven’t perfected the chimney.
Chimney fires cause millions in property damage each year, destroying homes, putting lives at risk and leading to countless Cumberland County, NJ smoke claims for insurance companies.
Yet there are ways you can protect your home and your family and ensure your chimney does its job. Here are a few different ways you can prevent chimney fires and smoke damage.
Continue reading "5 Easy Ways to Prevent Chimney Fires"
It’s a nightmarish thought. The smoke alarm goes off, you see flames in your kitchen, and soon you and your family are fleeing to safety.
The fire department arrives fast enough to save your home, but it’s clear things will never be the same again. While some people choose to move out and move on after a fire, it’s hard to imagine giving up your home.
Still, there’s some work involved in moving back in after a fire, from cleaning up to filing fire claims. Bucks County residents who’ve experienced a fire can begin to recover by following these steps.
Continue reading "Moving Back in After a Fire"
It’s been a long day. You just want to get home and relax.
But when you get to your front door…it’s clear something’s wrong. The door is cracked open. The drawers in your kitchen have been pulled out. And if you listen closely, you can hear a sound coming from the second floor.
Coming home to a burglary can be frightening and dealing with the aftermath of a break-in can feel almost as daunting.
There’s a lot more to it than just calling the police and filing a theft claim. Bucks County homeowners who are faced with a break-in should follow these steps in the aftermath of a burglary.
Continue reading "My House Was Robbed. What Do I Do Now?"
One of our more enduring holiday stories is Dr. Seuss’ How the Grinch Stole Christmas, beloved in part for its simple lesson: The people around us are more important than the things we have.
But for public adjusters and people in the insurance world, there’s a much less pleasant truth to the story: People like to steal stuff around the holidays.
Whether it’s someone breaking into your car while you’re at the mall or burglarizing your home while you’re out visiting relatives, thefts claims in Bucks County and surrounding areas tend to increase around the holidays.
With that in mind, we’ve decided to offer these tips for protecting yourself against holiday thefts.
Continue reading "Protecting Yourself Against Holiday Theft & Property Insurance Theft Claims"