When we purchase insurance, it’s with the expectation that it will be there for us if things go wrong, whether we’re dealing with a car accident, a medical emergency or a fire or flood. And when disaster strikes, we expect our insurance to help us weather the storm, so to speak. But our years of working as an Atlantic County public adjuster has taught us that isn’t always the case. In this blog post, we’ll look at how public adjusters can help you get the most money from your insurance claim.
What does an Atlantic County public adjuster do?
A public adjuster is a licensed professional who is an expert at the insurance claims industry. In many cases, they may have worked for insurance companies in the past.
But now they work for you, the policy holder, to make sure your interests are protected during the claims process and that you get the best possible settlement.
The public adjuster will assess the extent of your property damage, analyze your policy, apply all policy provisions and negotiate a timely settlement using that information.
How can an Atlantic County public adjuster help me?
There are three benefits to working with a public adjuster:
They understand your insurance policy
That isn’t to say that you don’t understand your insurance policy. But making a property damage claim is a complicated process, requiring you to juggle numerous decisions while also tracking down information on a tight deadline.
It’s easy to get confused or make mistakes in these situations, which tend to happen in the wake of some sort of devastation.
But with a public adjuster, you’ll get the help of a trained professional who understands the details of your policy and knows the information your insurance company needs when you file a claim.
Your adjuster can provide detailed documentation of the damage sustained by your home as well as the value of your property before that damage, while also answering questions from your insurer.
You’ll get a larger settlement
Your insurance company may bill itself as your friend or neighbor, but it’s important to remember that they’re for-profit entities. When they tell you that you’re better off not hiring a public adjuster, that’s because public adjusters have a strong track record of giving clients the information they need to realize a larger settlement.
You won’t have to go to court
When insurance companies refuse to accept a property damage claim, the next step often involves legal action. And suing an insurer can be a long and stressful experience.
But working with an Atlantic County public adjuster all but – pardon the pun – insure you won’t need to take legal action, as you’ll have a professional by your side who can communicate with your insurer and expedite the claims process.
Instead of spending money on an uncertain legal battle, your insurance company will pay the settlement you requested, based on information from the public adjuster.
At Interstate Public Adjuster, we like to say that we hope you’ll never have a reason to call us, as our clients are always living in the wake of a disaster such as a flood, fire or storm.
But if you do need a public adjuster, just know that we can help you get the best possible settlement after the worst has occurred. Contact us today to learn more.