Have you ever heard of the Atlantic hurricane season? That’s the time of year when the largest number of tropical storms tend to develop in the Northern Atlantic Ocean.
Cyclones, hurricanes, tropical depressions: If you live in Florida, where the storms reach peak intensity each year in the late summer or early fall, it really doesn’t matter what you call them. During each and every season in Florida, they tend to lead to extreme property damage.
Usually that damage comes as the result of heavy winds that send trees crashing through bedroom windows, or from torrential downpours, which can easily lead to flooded basements and ruined personal property.
The 2015 Atlantic Hurricane Season Has Already Started
Continue reading "Is Florida About to Get Crushed by Hurricanes?"
There are very few experiences in life more traumatic than standing by helplessly as your home is destroyed by flood damage, fire damage, or some other form of unavoidable catastrophe.
And yet no matter how stressful and frightening it may be to live through a natural disaster, the fact remains that if you’re a homeowner or business owner, you now have the added stress of needing to submit an incredibly detailed claim to your insurance provider.
Indeed, if you have any hope of being reimbursed for the damage caused to your property and its contents, preparing an accurate insurance claim should be one of your very top priorities following a disaster.
There a number of other steps you’ll need to cross off your post-disaster to-do list at the same time, however. Many people who find themselves in such a situation discover early in the process that hiring a public adjuster can be a huge time- and energy-saver. It can also lead to substantial financial savings (more about that later).
Continue reading "What to Do After a Fire, Flood, or Other Natural Disaster"
Hurricane season is the No.1 time of the year when your home is at risk of serious damage. And with an average of two or three hurricanes each year, your home could be struck again before the cleanup and repairs are even finished.
Hurricane damage is a very real threat, so now is a good time to keep a Public Adjuster in mind.
Why should you think about Public Adjusters?
If storm damage has damaged or destroyed your home, then it’s important to find another form of shelter as quickly as possible. It’s too dangerous to stay in an exposed home until it’s been evaluated by a trained professional – and in many cases, a Public Adjuster can come out to your property in less than 24 hours. However, there’s a more important reason why you’ll want a Public Adjuster on your side: Speed.
Continue reading "Property Damage from a Hurricane? A Public Adjuster Can Help!"
Information is the key to success when working with a Public Adjuster. Before you call, make sure you have the following documents available — this will make it much easier for them to do their job and ultimately help you.
Your Current Insurance Information
The most important thing to provide is a copy of the relevant insurance policy. It is critical that you provide the entire policy to the Public Adjuster — this means every page, every footnote, and any content that could in any way be considered relevant to the policy.
Your Public Adjuster will use these documents as they try to get you the largest settlement possible, but they need to know the exact terms and conditions that are covering you before they can effectively negotiate on your behalf. They should have the information in-hand before they even start to examine the damage to your property.
Continue reading "What You Need When Meeting With A Public Adjuster"
A Public Adjuster is a licensed professional who can assist you in evaluating damage to property, gathering supporting information, and negotiating with an insurance company on your behalf after a major disaster.
The Process Of Public Adjustment
While insurance coverage exists to protect homeowners and reimburse them after a disaster, many contracts include clauses and provisions that can make it difficult for you to obtain benefits. A Public Adjuster will begin their efforts to help you with an examination of your property and the damage sustained. During this process, they will gather supporting evidence of the damage to act as proof of the claims – this information is often necessary to get the full value of your insurance benefits, so it’s important to obtain it as early as possible.
Continue reading "Why Choose a Public Adjuster?"