Your Insurance Company Uses Professionals to Protect Their Interests. You Should Too!

Water Damage? Flooded basement? Navigating your way through a claim in Pennsylvania

Water damage can happen in your home or business for a variety of reasons, including a plumbing leak or storm. In fact, it is said to be a historic hurricane season that may potentially cause more water damage than usual.

The following explains what you need to know about water damage in Pennsylvania:

What damage can flooding cause?

Flooding can cause huge amounts of water damage in Pennsylvania, some of which might not be readily apparent. Damage can include the following:

  • Mold – Mold can grow on a damp surface – such as drywall, flooring, insulation and even clothing and furniture – in as little as 24 to 48 hours.
  • Structural damage – Flooding and water damage in PA can cause floors to loosen or buckle and damage your home or business’ roof or foundation.
  • Appliance damage – Appliances such as your refrigerator or heating and air conditioning system can be damaged by water.
  • Electrical damage – Water damage can damage wiring, light fixtures, circuit breakers and other electrical components that can pose a hazard.

How can using a public adjuster help you with your water damage in Pennsylvania claim?

When you file an insurance claim for your water damage in Pennsylvania, your insurance company will send a claims adjuster to inspect your damage. He or she will decide the amount of the damage as well as whether your claim should even be approved.

The problem for you is that this adjuster works for the insurance company. His or her goal is to make sure your insurance company pays as little money as possible for your claim for water damage in Pennsylvania.

On the other hand, you can hire a licensed public adjuster to look out for your interests. They’re trained to accurately estimate the dollar amount of your damage and to work for you, not your insurance company.

How can using a public adjuster help get you the most for your water damage claim in Pennsylvania?

A public adjuster can help you get the most for your water damage in Pennsylvania claim by assigning it an accurate estimated value and contacting your insurance company to make sure your claim is filed correctly. They’ll document all losses and negotiate with your insurance company to make sure your interests are represented.

They can even take care of tasks such as finding temporary housing for you if needed, filing the correct paperwork, and keeping your informed about the process as it moves forward.

How much does water damage cost to be repaired?

Recovery from water damage in Pennsylvania can easily run into thousands of dollars. Costs usually fall into two categories: cleanup and structural repair.

Cleanup involves such tasks as removing the water, drying your home or business out, and treating damage such as mold. Structural repairs are often more expensive in cases of serious water damage. This type of damage repair includes making sure the walls, wiring, and other fixtures as replaced when necessary.

Where can you find a professional public adjuster with expertise?

Interstate Public Adjusters, LLC has 10 years of experience in construction and 35 years of combined experience in the insurance industry, so we’re very familiar with the claims process. We know how to negotiate on your behalf and are licensed by the state insurance departments in Pennsylvania and New Jersey. We’re also member of the National Association of Public Insurance Adjusters and are committed to upholding the highest professional standards.

For help with a claim for water damage in PA, contact us today. Your insurance company will have an adjuster working for them, so let us work for you!

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